Get the funding you need with flexible business loans. We’ll work with you every step of the way to ensure that you get the funds you need as quickly as possible.
Effective June 22, 2022
Credit Grade | 12 Months | 24 Months | 36 Months | 48 Months |
---|---|---|---|---|
A | * 8.50% * | 9.00% | 10.00% | 10.50% |
B | * 10.00% * | 11.50% | 12.50% | 13.50% |
C | 12.50% | 13.25% | 14.25% | 15.25% |
D | 17.75% | 17.75% | 17.75% | 17.75% |
* Loans <= $1,500 will have an interest rate of 12.50%
* Loans <= $5,000 and less than 12 months will have an interest rate of 12.50%
Credit Grade | 24 Months | 36 Months | 48 Months | 60 Months | 72 Months | MSRP |
---|---|---|---|---|---|---|
A | 4.50% | 5.95% | 6.95% | 8.95% | 9.95% | 100.00% |
B | 5.50% | 7.50% | 8.50% | 10.95% | 11.95% | 100.00% |
C | 7.50% | 9.50% | 10.50% | 11.50% | 13.50% | 95.00% |
D | 17.75% | 17.75% | 17.75% | 17.75% | 17.75% | 90.00% |
(for 48 & 60-month loans, vehicle must be 2 years or less)
Credit Grade | 24 Months | 36 Months | 48 Months | 60 Months | LTLV% |
---|---|---|---|---|---|
A | 5.25% | 6.95% | 7.95% | 9.95% | 100.00% |
B | 6.65% | 7.95% | 8.95% | 10.95% | 100.00% |
C | 8.95% | 9.75% | 11.50% | 13.50% | 95.00% |
D | 17.75% | 17.75% | 17.75% | 17.75% | 90.00% |
(36-month loans, vehicle must be current year to 1 year old)
(24-month loans, vehicle must be less than 2 years old)
(12-month loans, vehicle is 3-5 years old)
Credit Grade | 12 Months | 24 Months | 36 Months | LTLV% |
---|---|---|---|---|
A | 7.00% | 8.00% | 8.75% | 100.00% |
B | 8.00% | 9.00% | 9.75% | 100.00% |
C | 8.75% | 11.00% | 12.50% | 95.00% |
D | 17.75% | 17.75% | 17.75% | 90.00% |
Credit Grade | Credit Score |
---|---|
A+ | > 700 |
A | 660 - 699 |
B | 620 - 659 |
C | 600 - 619 |
D | < 599 |